To put together our submission we focused on our reliable expertise and looked at the 40 years of experience we have in the group. We have come up with a definition of a viable farm, which we feel is a farm that's able to cover its operating expenses, including rent, depreciation, and unpaid labour, and all living expenses. That's what a viable farm to us means. It is not just on a cash basis; it has to be on an accrual basis. We look at the same trends the business bankers look at. That's how we evaluate farms in terms of their success.
