The difficulty with subsidy programs is understanding how they will be most effective.
The government has already put several programs in place. If I may, I will continue in English in order to give a more detailed answer.
We have several programs in place right now to deal with that capital problem. It's a serious one for intergenerational transfer largely because the value of farms has gone up, which means there are barriers to entry for new farmers and the debt structure they end up taking on can be a significant barrier to profitable returns. We have the Canadian Agricultural Loans Act, CALA, which provides young and beginning farmers with capital to invest in a farm. That's an innovation by this government in the last two and a half years to allow young farmers who don't have an experienced track record to have access to capital. One of the problems we heard about during the construction of Growing Forward I was that in the absence of a 10-year history of successful farming, banks were reluctant to invest in young farmers. So we try to deal with it in some measure that way.
There are several tax advantages the government gives farmers for intergenerational transfer. There's the, I believe, $750,000 exemption for capital gains, which can be used twice if there's a husband-and-wife operation. There are other intergenerational transfer benefits that allow deferral of taxes for a young farmer paying off a parent for his capital investment.
Irrespective of those changes, young farmers are still telling us there are issues, and we have to do more work to determine how to address them.