Perhaps grants could be available, or something like that, so they could repay it. But a lot of farmers are scratching by with nothing and they don't have capital to do it.
The farmers' markets in Vancouver are actually going a step further and trying to save up money to have a nest-egg fund for farmers so they can get a 0% loan. But again, when you have 70 different farmers and somebody wants to spend $13,000 on a greenhouse, where do you get that money from?
It's one of those things where if you have the money to build it, and then you can make more money from it. But if you don't have the money to begin with and you go to the banks, the banks will look at you and say, “No, you're not making any money so we're not going to lend you any money.” You're stuck between a rock and a hard place. How do you fund something if you don't have any money to fund it with?