I'll happily go first.
As you know, farming is a capital-intensive business, and like any other big business, whether it's a car dealership or whatever it is, typically your parents are in it if you go in it.
We have a couple of loan products. One is the transition loan that helps with the intergenerational transfer, but we also have specifically a first-step loan, which is for young producers starting out. We try to give them an advantage to start out, and we're actually working on expanding that loan going forward.
Just in terms of young farmers who are interested, we did over $1.6 billion of our lending last year—over 25%—to young farmers. So there are a lot of young people interested in agriculture, and we think that's a great thing. We are also out there educating and talking to universities, trying to get people involved in the industry, I would say.
Dave.