Okay. I thought I could sneak an extra 30 seconds as the Scotchman on the team here.
Let me talk to the FCC folks really quickly. I've talked to your folks before in our region. They clearly are trying to help and support farmers, as you've said, through this cycle of ups and downs, all the ups and downs, because there is a multitude of different cycles.
Could you outline two or three things—right across this country really—that you think are really the top pieces for you in engaging farmers when it comes to finance? Are there difficulties, if you will? What are the pieces that you and they are really struggling with?