Thank you, Chair.
Thank you to our witnesses.
You were talking about the environment and how you were surveying where we were last year, with the type of weather we had. You're following it now.
How are we now compared to where we were last year? I don't remember this time last year how warm it was; I'm sure I could check and find it. To date, do you know if temperatures are comparable today to where we were last year? Do we foresee the same kinds of losses as we did last year, or are we in the clear this year?