Thank you very much, Mr. Chair.
Thank you to all of the witnesses.
I'd like to tie in a little bit to what we had heard earlier from Mr. Heimbecker regarding port issues and take a look at some of the issues that are there, and also kind of tie in to what has been said about cashflow issues, because there are two or three different aspects to this. We have local processors who have or are going to have cashflow issues. We have shippers who, if there's no turnaround, are in the same situation because they are only making money when they are elevating grain and doing that type of thing. Of course, there are farmers who have cashflow issues as well.
I think one of the things we've talked about has, of course, been taking a look at the flexibility that there is around cash advances, but with a small amount—or 40% is the last number I had heard—of people taking cash advances.
Mr. White, your organization is responsible for that. The first thing I'd like to ask you on that side of it is about the process as far as applying for cash advances. You need to get the details—because those details haven't come to your organization—so you can manage them. I'm wondering if you have found any efficiencies as to your ability to get those cash advances out quicker.