I have saved many lives and many farms.
Earlier, I mentioned mediation at the federal level. That's a little-known option. I demystified the service for farmers and told them how important it was.
The banking system offers the services of a consultant agronomist to solve debt problems, except that you have to pay, which adds to the debt. This makes no sense. So I tell farmers that there is free mediation at the federal level and that the government appoints a consultant agronomist to handle the case. Farmers are afraid to take that route because they think the government will know everything about their debt. I explain to them that the government already knows that information. Why not take advantage of a service that is free?
By the way, the services of field workers are also free. There is a free mediation system and farmers are not benefiting from it. This means that they will pay nothing for the service.