I'll take a stab at that with respect to the insolvency portion. One of the comments I made at the close of my remarks was that PACA is not just about insolvency-related disputes. There's a significant amount of PACA that's actually about pre-insolvency-related disputes.
As my testimony indicated, insolvency-related costs associated with fresh produce are extremely low. They're a very small proportion of the overall amount of business. On the non-insolvency-related pieces, there are aspects that are very much within provincial jurisdiction.