I can't speak to the specifics of those instances that you've talked about as to whether or not they're insolvency related or potentially a function of non-payments, low payment, or fraudulent payments. What I can speak to is the produce insolvencies as a function of total liabilities in insolvencies.
For wholesalers, the the net liabilities is a percentage of the total sales in 2014. That's all of the liabilities minus the assets on hand. That's all liabilities, including rent and any of the outgoing liabilities. If we take the full definition, and even if we assume all of those liabilities were potentially to farmers, which would not be the case because that would include all liabilities, as a percentage it represented 0.04% of 2014 sales in the wholesaler category.
In the supermarket category it represented 0.06% of that category, and for fruit and vegetable markets it was 0.61%. So as a total percentage of total sales, the net liabilities are a very small proportion, and in the federal-provincial-territorial working groups that looked at this issue, that's consistent with those findings that insolvency claims for fresh produce are extremely low. The more significant ones are slow payment, non-payment, or contested payment.