Regarding the specific comments on wraparound service, I have to be honest with you that I'm not extremely familiar with the recommendation. I know that some great work has been done on the subject by the University of Guelph.
We are a national organization, with 100 offices across the country, many of them in rural Canada. There are some differences in the need for services in rural Canada compared with what's available within urban centres. If there is an ability to create more support within rural Canada, I can only see that as a positive factor. A lot of what we've tried to do, for sure, is to raise awareness and to be able to direct people to where they would be able to access the services they would need.
Farm Credit Canada itself is not an expert in mental health services, as you imagine. We try to do the best we can to support and use partners to provide the extra services.