The first set of numbers you were talking about, I believe, have to do with disputes. Some time ago there was a discussion to the effect that the worst-case scenario over five years was only a $7 million problem. There were some statements like that made.
That has to do with the disputes. That has to do with the ones between solvent companies. There might have been a company that was slow pay. There might have been an inspection problem. There might have been a legitimate dispute.
The number I quoted is from insolvency. The company has closed its doors and is no longer operating.
There's a problem with statistics in this, and those of us who were involved in the Regulatory Cooperation Council hearings beat our heads against the wall trying to gather information. The statistics simply do not get far enough down to the granular level to be able to pull this kind of information out. In the early days, we had people come in from the Office of the Superintendent of Bankruptcy trying to figure it out, and it was all about coding. Is this a produce business, or is this a pallet and trucking business?