Thank you, Mr. Chair.
Thank you, Mr. Cuming. It's been with some anticipation, quite honestly, that we have looked forward to having you here on video conference. It is a long way, particularly if votes sometimes interrupt our schedule. It's great to have you here to help us walk through and clarify how we can move forward with Canada's PACA solution. In your briefing, you're calling it the fresh fruit and vegetable products protection act.
What I'm wondering is this. If you have multiple sellers who get caught in the trap.... And just to be really clear, this is not about a buyer who doesn't pay or delays his pay; basically we're talking about bankruptcy and insolvency. Is that correct?