It may and it may not. The only way I can answer that is to refer to other similar situations. The Bankruptcy and Insolvency Act has been amended over the years to give preference to unpaid suppliers of tangible property, also unpaid employees, and to give priority for claims resulting from pension deductions.
In other words, the act has been amended to give special priority to other vulnerable creditors, and yet credit is readily available in Canada. Indeed, we did hear at the time that if we did that and we changed that law, credit would be negatively affected by the statistics—