I'll take a stab at it.
I'd be more concerned if there were a drastic shift in interest rates. I'm from the generation that dealt with interest rates in the early 1980s. The debt itself, with the interest rates that are there, is definitely repayable. I think the risk is if there's a shift in those interest rates.
What we're recommending, and it's part of our proposal on the business planning side, is farmers should be doing some type of an evaluation and making sure that they hedge their bets on that interest, and get it done long term so that they don't get caught with that rapid shift.