You need to look at the role of legislation that's in society to look at these broader aspects. It's basically to provide a framework of essential practices that the industry needs to adopt to reduce the risk of suffering. Doing that, you have commercial conformity when delivering these essential provisions. You also need to have a mechanism for dealing with non-compliance for these essential practices, so it's really a type of insurance to try to make sure you have the infrastructure there to reduce the risk of suffering.