I can address that, Mr. Chair, to start.
We would see differences in terms of farm debt levels, based on industry as well as on geographic location and income potential. Typically it all revolves, though, around that income potential. You'll see it in ridings. The Lower Mainland of B.C. will be a high-priced land area, and stuff like that, very confined, but from an income-opportunity perspective, it matches up with some of that piece, as well.
We would see differences depending on whether it's a prairie grains and oilseeds farm, a cash crop in Ontario, or a dairy in Quebec. All of these operations would have slight differences in the amount of debt they would carry, their leverage ratios, but it would be consistent with what you'd expect from stability of income and also from income opportunity and whatnot. That would be a key driver on those decisions.