When it comes to the CALA program, one of the biggest disadvantages we have is the limitations on the amount of borrowing. So an individual producer today can only access that program, I believe, to the tune of $500,000. We operate in a very capital intensive industry. Unlike a lot of other agricultural operations, we are not land based. So the vast majority of the value of our assets is not in land. It's in buildings and equipment that deteriorate, that need to be replaced about every 20 to 25 years.
We're in an industry that needs to reinvest heavily in capital. The cost of a hog operation today is well into seven figures. So while a $500,000 loan guarantee is beneficial, it's not reflective of the size of the operations that we have today. So seeing those limits increased would have a huge impact on our industry.
As far as the existing other three stools: AgriInvest, AgriStability, and AgriInsurance, again AgriInsurance doesn't cover livestock. AgriInvest, while we use it, again is of limited value to us. Since we've changed it from an 85% trigger level to a 70% trigger level, AgriStability is useful as catastrophic relief but it doesn't help manage short-term issues in the marketplace.