We'll get the second part of our morning going with our new panel. I want to welcome all of you here today. We're studying debt in agriculture.
From the Canadian Credit Union Association, we have Mr. Robert Martin. Welcome, Mr. Martin.
We also have, with the Libro Credit Union, Mr. Frank Kennes. Welcome Mr. Kennes. Mr. Kennes is vice-president, agriculture and commercial.
With the Canadian Pork Council, we have Mr. Hans Kristensen, board of directors, and Mr. Gary Stordy, whom we have seen before. Welcome to both of you.
We'll start with a 10-minute introduction.
Mr. Martin, would you lead the way?