I only have four minutes, so I want to go to Heather here for a second.
Heather, you mentioned a couple of things. We're not taking the good times to prepare for the bad times, in terms of when you make profits to set aside for the other part. Then you mentioned a study that had been done on risk management on business plans, but most don't....
How do you promote? The idea is that we encourage the business part of that to include a business risk management plan. How do you prepare, or how do you support the preparation for families you're talking about in farming so that they do build a business plan? We know of some who actually can tell you from day to day what their costs of production are, and then obviously there are many others who don't.