We actually wrote a paper on this, and I can make it available to the committee.
There is farm succession within farm families, but for a new entrant to enter into dairy, for example—we did a study—it costs about $8 million, and in Ontario the quota is $5 million to start a sizable operation. You can find crop-sharing arrangements or you can find access to quota below market rate. For example, one farmer we interviewed was able to buy his quota in Saskatchewan at an auction. In his lifetime—and he was 50 when we interviewed him—there was one auction in his whole lifetime. He was able to buy that quota below market rate and then was able to borrow against that value of quota.
If farmers are starting out to buy their quota at full market rate and then need to access other capital to start their farms, it becomes prohibitive. We've suggested—