Thank you, Mr. Chair, and thank you to all the witnesses for their testimony.
I'm going to start with Ms. Roberts. Thank you for your witness testimony today. You talked about how you have a very close relationship with the farmers, particularly in western Canada.
We have heard a lot about the advance payments program. It was discussed last time at committee and, of course, some information was put forward about trying to extend the stay of default.
Have you heard from your farmers about some of the measures that have already been taken by the government? We've increased the loan limit up to $1 million. The interest-free portion that used to be part of the advance payments program has gone from $100,000 to $400,000. There was a stay of default.
Have you heard from some of your farmers about any of the things that have happened under that program? We know there are challenges for farmers, but what kind of feedback are you getting in relation to these changes?