Mr. Epp asked you about the business case that needs to be made. You talked about about the fact that at one time this was a big business. There has been a transition over the last number of decades.
You mentioned the fact that banks are hesitant to loan. I know we've had conversations about Farm Credit Canada. Although they've been praised in other sessions where perhaps there's more security, you've had difficulty with Farm Credit Canada in being able to access enough leverage or credibility on the fiscal side to be able to move projects forward. Is that correct?