You've heard from Ms. Tait and Mr. Fraser some of the possibilities, and I think you touched on a key piece: Why isn't the industry leveraging the existing infrastructure and existing tools that are available to them? Is it because of the complexity? Is it because they don't fit the market tool that truly will benefit them?
I think that's part of the analysis we have to do. We need to sit down and look at the existing tool structure. That's something we're trying to investigate. Is it more of a tweak we need than a total rebuild, and/or a new structure that needs to be put in place?
Those are all the questions that we're hoping, actually, coming from this committee, we can find some clear recommendations to the federal government on, that this is the clear direction in which you need to move.