Thank you, Mr. Chair.
I'd like to turn my final question to Mr. Gervais from Farm Credit Canada.
You had an exchange earlier with Mr. Drouin. I missed a little bit of it, so accept my apologies if I'm covering some of the same ground.
Repeatedly before this committee and in particular in this study, we have heard a lot about the impact that climate change is having on farm operations. Farm Credit Canada is central to farms' financial success, and you mentioned that you have 3,576 clients who work with Farm Credit Canada who are in the horticulture industry.
What I want to know is your perspective looking forward into the next decade or the next couple of decades, knowing what we now know about these extreme weather events. For example, in British Columbia, we saw in one year a massive heat dome followed by an atmospheric river. We know that western Canada is facing extended drought forecasts for this summer because snow packs and water reservoirs are at a fraction of what they should be. What does that do to Farm Credit Canada's risk analysis going into the future?
If farmers are going to be continuously pummelled by this, which may result in late payments, struggles with loans and so on, what does that do to your overall risk analysis in the next decade and even further on?