Thank you very much, Mr. Chair.
Mr. Gervais, I'm glad to have you with us today. I'm pleased to see you again. It's a happy coincidence that you're here today at the same time as Mr. Forest, with whom I earlier discussed the interest rates, charges and costs that have to be absorbed and for which financial support is requested from the government. However, that's also partly FCC's mission.
Last week, a producer pointed out to one of my colleagues that he was facing charges of 18% on outstanding amounts. Don't you think that's high? I was honestly surprised to see it.
I ask you quite candidly: Would you please explain this policy to me and the way you've adjusted your assistance based on business viability?