I think that a lot do have one, but they've not formalized it. It's in their heads. There are intentions of what it's going to be. Formalizing it is often something small business owners don't care to do. They don't like paperwork. They'd rather be running their businesses or their farms. I think that's the first problem.
I did find the Growing Forward.... As I said, I think it did encourage people to do things sooner and to put some thought into it sooner. Something like that, again, would be helpful. It provided some dollars, and it certainly was beneficial.