I'll take a stab at it to start with.
We need better BRM products. AgriStability is broken. I know you spoke to the fact that it doesn't work for smaller farms. It doesn't work for diverse farms, where you may be involved in beef and cash crop and one offsets the other. We definitely need help there.
On the other side, I know it went around about new entries' interest rates and trying to get investment in the farming operation. For new entries, they go to borrow money and they're paying a higher rate than a well-established farm. That's a deterrent there, and when you're up against low margins, it's almost impossible.
I will turn it over to my colleagues for a response.