Allan, I want to start with you.
It's great to see you. Thank you for the work that you and Carolyn and the entire board of the Nova Scotia Federation of Agriculture do for advocacy in our province.
You talked about land banks, which we heard about from other witnesses, and I think that's important.
I want to talk about a financial tool. When I have conversations, whether with you or with other farmers at home or across the country, it seems that the math around the capital assets, whether it be land—which you rightly highlighted—or just equipment, machinery and buildings, is far outpacing the operational income to support the debt that you have to take on to properly pay out the farmer who's retiring.
Do you think there are some existing tools the government at the federal level could enhance, whether they be the Canadian Agricultural Loans Act or other types of elements, so we could try to have lower cost financing to help smooth out that transition?
Is that a legitimate goal that we should be working toward as parliamentarians?