To follow up on that, when you're looking at the loan applications, are you doing any specific kind of risk assessment regarding environmental disasters or the potential for them? Are you looking at the effect they have on the farms, so that the producers and the farmers are considering the long-term costs of some of these extreme climate events? Are you looking at those when you're approving loans or making suggestions about what those loans are being used for?
On January 31st, 2022. See this statement in context.