Borrowing costs are very significant to agriculture. In fact, many farmers have borrowed to their limit. There are several options in borrowing. With some of them, I'm not always sure they are the best plan, because sometimes farmers go too deep.
I have significant concerns about the interest rate and the continuing renewal of loans. As a federal government, with Farm Credit Canada being a part of your package, I think this is something you need to keep your eyes on.
I'll also say that farmers can't do it without profitability. Whatever we do, including trying to find ways to be innovative and reduce costs, we're always looking at.... Yes, we love the land and we love to farm, but at the end of the day, we still have to make a profit. We can't do it for free.
Earlier, Ms. Taylor Roy—