There's more to it than that. The subject that your committee is looking at today is inflation. You should know that the rate of inflation was absolutely unbelievable last year. Even over the previous year, for example, the price of all dairy products shot up by 12.4%, whereas before the COVID‑19 pandemic, the rate was usually 1.2% up to 2%. The cost of a pizza rose by 15% to 17%. Those are enormous hikes.
This means that our conditions have changed. That said, we are very grateful for the extensions that were given.
Currently, when our members are telling us that they will not be able to pay back the loans, we are trying to find a solution so that those members are able to make payments, stay in business, and avoid losing their business or seeing their staff lose their jobs. The government will also get its money back.