No, at this point we have not.
We've conducted a survey with wholesalers across the country. In that work, everyone concluded that lending relationships are unique to each company's own situation.
We understand that this may impact unique organizations, and the risk for some organizations may exist. However, in speaking with senior ag portfolio lenders in the banking industry, they could see how this would provide stability in the market as has been discussed by previous witnesses.
Further, we recognize that the Canada and U.S. systems, while different, have many similarities. With the borrowing mechanism in the U.S., as an example, while they recognize the priority payable, they will also strike that out of lending programs and it's a wash in the borrowing scheme.