Thank you very much, Mr. Chair.
I would like to thank the witnesses for joining us today. We are grateful to them for sharing their time with us.
Mr. Wiseman, I want to make sure I understand your concerns.
You say that we don't know how the banks will react. This isn't the first time we've heard that the banks were somewhat worried about having to ultimately move down a notch in the priority of claims, to put it simply.
But since this is not a problem in the United States, why would it be a problem in Canada? What's the difference?