I'm interested in your program where you talked about buy now and pay later.
I can appreciate that, in the given context right now where people are struggling to pay for some of those essentials, the program has merit. What interest do you charge people in terms of them paying? Is that something that Walmart will cover? Is there a marginal interest rate? How much interest...?
Let's say I went into Walmart, bought groceries today and it was $100. I didn't have the money to pay for it. You said that in two weeks or later I can pay it back.
Am I paying $100 back in two weeks? Am I paying $103 or $110? What's the interest rate on it?