May I add to that?
I think you're referring to transports taking ownership of the product from the grower to the marketer. If it's a situation that's under the control of the transporter, then it would probably be covered under insurance.
If it's a situation based on a policy that they're unable to ship in a protective coating, which may work in the EU because the shipping times are a lot shorter and the distances are a lot shorter, it would fall back on that farmer, and that increased cost is 34% to 40%.