If producers have adequate coverage, they are eligible for it and the premium is reasonable, then of course they will get insurance. The Quebec Produce Growers Association received money to conduct a study on why members were not getting such insurance. In my humble opinion, however, it is not up to the industry or the associations to do this work, even though this work needs to be done.
I will come back to the comments made by your colleague, who said that the Sustainable Canadian Agricultural Partnership is ending in 2028. Let's not wait until 2028 to modernize these programs. Whether the program is called “agri-disaster” or any other program, we need to make sure that there is a strong enough safety net for all producers.
Indeed, in the insurance sector I hear that it takes too long. However, if I come back to the AgriStability example, I wonder why an interim payment needs to go through a chartered accountant? The producer could send the figures directly, indicating his estimated income loss without having to pay $1,000 or $1,300 to send those figures to another intermediary, who then sends that information to Farm Credit Canada. Do you see? I will skip the details. I want to make these recommendations in writing. I think these are minor solutions that could get rid of some irritants.