It's very important. I've been talking about the extra borrowing costs and all of that being a drag on productivity because the management of the money cycle flow is so inefficient from when a vehicle is produced to how it's financed in the market. I've been using the example of some of the car loans out there. For crying out loud, in many instances the banks are making more on a car because of their interest rates than everybody else in the whole system. It's just not acceptable. There's no production value there. There's nothing value-added.
You mentioned the value-added from your industry. People don't realize, when you talk about the parts supply and the tool and die and mould making, that we have some of the best in the world, but we can't compete anymore because the systems in place are systemic for financial management.
People keep talking about going high tech. We are high tech. We have the best people in the world. At the same time, not only because of the financial management issues but also through some trade issues, which I won't delve into, Mr. Chair, we're putting ourselves at a loss.