Yes, and the argument has been that since the automakers' credit arms are in trouble, the banks do the leasing business. But the problem is the terms of that leasing business will be aimed not at selling vehicles but more at making money for the lending institutions.
There's no doubt that the tightening of credit conditions, both the amount of credit and the price of credit, has been a key factor in the downturn of the industry, and anything we can do, especially together with the Americans, to stimulate vehicle sales on a continental basis would make a huge difference.