Thank you.
I wouldn't want to be remiss by not asking you the question that I've been asking everybody with regard to the banking charges for loans. It is important to get on the record, for me anyway, the fact that the banks have interest rate loans right now at anywhere between—this one right here is from a domestic bank—8% and 14% for good credit applicants. Do you believe that this is hurting the market right now as well?
I know that some of the other loans that I've heard about from my local constituency go up to 30% in the car industry. Is this something that really needs to be fixed?