I have a financing question for you.
At this time last year there was a lot of discussion here in the House, and lots of discussion in Canada, about non-bank asset-backed commercial paper. ABCPs are what you're looking for, in a sense. You guys would try to bundle your financing, bundle it and sell it to the Government of Canada in the $12 billion financing capacity.
There was concern. We have the Montreal agreement--I forget what it's actually called, I think it's called the Montreal Accord--whereby some investors were protected, basically, based on those things failing. Tell me, as a member of Parliament risking $12 billion in a secured financing facility--and I agree with putting it in here, by the way--how your asset-backed paper is better. Why is it quality? If you can't sell it in the marketplace, why should we buy it?