It most certainly would have. In fact, July 2008 ended our streak of 23 consecutive months of growth. We were running at approximately 50% lease, and our lease financing dried up. The impact on our Chrysler financial organization has been devastating. Traditionally they finance 90% of our business, and their business has now gone to 8%, resulting in significant layoffs within our Chrysler financial operations. It's really just a case of the seizing up and freezing of the credit markets.