There are two exemptions. The first is proposed section 18.1, which protects PSP's own commercial or investment information. The second exemption is proposed section 20.2, which provides protection for third party information.
Let me deal first with proposed section 18.1, on our own commercial investment information. PSP was created by Parliament to make money. The intention was to make money for our three pension plans. The more money PSP is able to make, then the less everyone is going to need to contribute to these plans in the future. That's all three plans plus the government, because they are also a contributor.
So the more money we make, the less contributions are required. The inverse is also true, that the less money we make, the more contributions may be required in the future for a given level of benefits.
The way we make this money is in the financial and capital markets of the world. The amount of money to be made in these markets is finite. If we're making money, somebody else is not making that money. If we're not making it, it goes to someone else--