It's difficult to answer because of the way that pension legislation is put together. There is generally a broad framework of fiduciary duty.
As I mentioned, the onus for evaluating these risks—which, as you mentioned, are evolving—really does fall on each plan administrator who is making these investment decisions. I don't think it's possible for the government to be privy to all of the investments that are being considered and the decisions that are being made. I would say that with respect to ESG and transparency, in the previous budget the government announced that we would be moving forward with disclosures with respect to ESG considerations in investment decisions for federally regulated plans. Doing so is meant to help increase transparency in the decision-making process of plan administrators. They will have to show how ESG considerations are being taken into account in their investment decisions.