Thank you, Madam, for your presentation. I want to touch very briefly—we don't have enough time, obviously—on the term you mentioned, “economically disadvantaged”, which seems to be, I would assume, the common thread in the challenge for people wanting to do a section 15 challenge, for instance, under the charter.
Can you give us a picture of just how intensive financially something like this would be, to make a challenge under, say, section 15 for any identifiable group or individual?