I think it's a very wise program, because of the cost of insurance to run any kind of exhibit or festival. On any community activity that we're doing in the arts now, the cost of insurance is having major impacts.
In terms of the $450 million cap, I would like to ask you if, or how often, you have an exhibit that reaches or exceeds the cap. In that case, where would they go to cover the outstanding amounts above and beyond $450 million?