Thank you.
The other piece is.... FACTOR is sitting right here. It's sometimes easier to speak when no one else is in the room, and sometimes it's actually good to chat when everyone else is here so we can actually see how to build together. I wonder if you had recommendations in terms of how we could address FACTOR.
We had a great presentation with them this morning, some questions in terms of direction. The theme, obviously, through the last number of weeks that we've been dealing with this, is whether or not we should be making changes to FACTOR in terms of how it funds and what its responsibilities are.
Alan, you touched on, as many of our witnesses have, the assistance that you received from it. Maybe I could get Graham to comment directly on some solid recommendations that would improve it, or if you think there are some things that are in FACTOR right now that should remain, please note them.
Alan, when Graham is done, maybe I'll turn the rest of the time over to you to comment on your experience with FACTOR.