That's right. He has 37 years of senior leadership experience. He is highly capable of managing such institutions.
Mr. Berthiaume has a plan to eliminate the backlog and strengthen the digital strategy. That plan will be put in place in spring 2015, and the backlog will be eliminated by the December 2015. Mr. Berthiaume has a plan, and he will implement it.
As for the amounts of money, I will let Mr. Francis or Mr. Flack answer that question.