A friend, who is an actress, said that you never know what kind of year you're going to have. You may have a really great year, like Mr. Michael or Ms. Roy are having, but you don't know what's going to happen a year or two or 10 from now.
The lack of a social safety net that is designed for self-employed artists and gig workers can really put people in very precarious positions. Certainly when CERB came in, the bar for eligibility for it was quite low. You had to earn $5,000. Many people still weren't able to meet that. The confusion as to whether it was net or gross further left quite a few people out for some time.
You really never know when you're going to have a good year versus a bad year and what kind of impact that can have on you on an ongoing basis. I can say that programs—