You know, I've been in this business for, as you said, quite some time, and I've seen a lot of different situations. I would say that, unfortunately in our industry, I can't say that claims are handled the same way for each specific incident. You're a lawyer; I think you'd understand that.
As for this claim or this incident that came about as a claim, as I mentioned earlier, we were of the opinion that not all of the coverage was recoverable. I would suggest that the question would be better addressed to the insurer, with collaboration from the insured.